About Us


The RIS team specializes in tailoring solutions to meet the unique needs of our clients. Our number one priority is to help our insureds feel confident that the coverages they purchase are comprehensive to their needs and at a price they feel good about. We strive to build relationships with our clients by making them more than a number. We are happy to answer questions, make suggestions and provide them with the options they need to insure their unique lifestyle.

Meet Our Team

Theresa Cogar


Theresa Cogar

Theresa Cogar is the Agency Sales Manager at RIS. She has been a licensed agent for over seven years with several years of customer service.

She strives to ensure customers are properly insured and knowledgeable about their coverage. Theresa believes in getting to know her customers to make good choices for their insurance needs.

Theresa holds a Bachelor’s Degree in Fine Arts Photography from the University of Akron.

As a resident of Northeast Ohio, she finds winter too long and summer too short and loves to talk to people from all over the country in hopes of finding the perfect retirement location. In reality she loves her hometown and all the things the area offers. She is patiently waiting for the Browns to win a Superbowl.

Jenny Morrison


Jenny Morrison

Jenny Morrison is an experienced Licensed Sales Agent for RIS (Recreation Insurance Specialist). Jenny works with customers throughout the United States to help secure the best possible RV insurance coverages to fit her customers personal needs. She also strives to help her customers with other insurance policies such as Personal Auto, Umbrella, and Homeowner’s coverages.

Jenny has held active Property & Casualty, Accident & Sickness, and Life insurance licenses for over 12 years. She has previous insurance expertise from several years specializing in Commercial Property & Casualty lines coverages for business owners.

She understands to be an effective leader in the insurance business she must function with a situational attitude. Every situation is unique, and no two situations ever have the same solution. In short, her methodology can be summarized as putting others before herself and understanding that as others grow, she grows.

Jenny also holds a Real Estate license in Georgia where she completed her licensing 17 years ago at the Jason Free School of Realty.

As a resident of Northwest Georgia, she finds excitement in her daughter’s high school extracurricular activity, Show Choir, which they are both involved in. She also loves being involved with community events and helping others when in need. She really enjoys traveling when the opportunities arrive!

One of her favorite quotes is: “Always find opportunities to make someone smile, and to offer random acts of kindness in everyday life” – Roy Bennett